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Mortgage Applications Received
Number of applications processed: 476
Value of mortgage applications: €96,073,602
Equity Release » 18 Mortgage Applications (4%)
First Time Buyer » 188 Mortgage Applications (39%)
Investment » 21 Mortgage Applications (4%)
Remortgage » 195 Mortgage Applications (41%)
Trading Up » 54 Mortgage Applications (11%)
Interest Rates of 12 Irish Lenders Compared
- AIB
- Bank Of Ireland
- Bank Of Scotland
- First Active
- Halifax
- ICS
- KBC
- Irish Nationwide
- Permanent TSB
- NIB
- Ulster Bank
- EBS
AIB Mortgages
Whether you're looking for a Tracker Mortgage, Standard Variable rate mortgage, Fixed rate mortgage, First Time Buyer mortgage or Buy to Let / Investment mortgage, AIB offer a wide range of reasonably competitive mortgage products in Ireland.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
LTV VARIABLE <=50%
|
2.50
%
|
2.53
% |
5.300
|
|
LTV VARIABLE >50% <=80%
|
2.70
%
|
2.73
% |
5.390
|
|
LTV VARIABLE >80%
|
2.90
%
|
2.94
% |
5.490
|
|
1YR FIX EX
|
2.85
%
|
2.57
% |
5.470
|
|
1YR FIX FTB NEW
|
2.40
%
|
2.52
% |
5.250
|
|
2YR FIX NEW & EX
|
2.80
%
|
2.59
% |
5.440
|
|
3YR FIX NEW & EX
|
3.10
%
|
2.71
% |
5.590
|
|
4YR FIX NEW & EX
|
3.45
%
|
2.90
% |
5.770
|
|
5YR FIX NEW & EX
|
3.69
%
|
3.10
% |
5.890
|
|
10YR FIX NEW & EX
|
4.41
%
|
4.07
% |
6.270
|
Bank Of Ireland Mortgages
Bank of Ireland Mortgages is a member of the Bank of Ireland Group which is one of the world's longest established banks with a trading history of over 220 years. As well as a wide range of residential mortgages, BIM offer specialist rates for First Time Buyers, Buy to Let properties, remortgages and Self Certification mortgages.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
VAR LTV <50% NEW
|
2.50
%
|
2.50
% |
5.300
|
|
VAR ALL LOANS & LTVS EX
|
2.95
%
|
3.00
% |
5.520
|
|
1YR FIX FTB NEW
|
2.35
%
|
2.80
% |
5.220
|
|
VAR 50-80% >500K NEW
|
2.60
%
|
2.60
% |
5.350
|
|
VAR 50-80% <500K NEW
|
2.65
%
|
2.70
% |
5.370
|
|
VAR >80% >500K NEW
|
2.80
%
|
2.80
% |
5.440
|
|
VAR >80% <500K NEW
|
2.85
%
|
2.90
% |
5.470
|
|
2YR FIX LTV <80% NEW BUS
|
3.39
%
|
2.80
% |
5.740
|
|
2YR FIX LTV >80% NEW BUS
|
3.39
%
|
3.00
% |
5.740
|
|
2YR FIX EX
|
3.99
%
|
3.20
% |
6.050
|
|
3YR FIX EX
|
4.19
%
|
3.40
% |
6.150
|
|
3YR FIX LTV <80% NEW BUS
|
3.89
%
|
3.10
% |
6.000
|
|
3YR FIX LTV >80% NEW BUS
|
3.89
%
|
3.20
% |
6.000
|
|
5YR FIX EX
|
4.75
%
|
3.90
% |
6.450
|
|
5YR FIX LTV <80% NEW BUS
|
4.39
%
|
3.50
% |
6.260
|
|
5YR FIX LTV >80% NEW BUS
16b
|
4.39
%
|
3.60
% |
6.260
|
Bank Of Scotland
Bank of Scotland (Ireland), has become one of Ireland's leading business banks, has now become a full service bank with the rapid development of its personal banking business under the Halifax brand.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
VARIABLE <=80%
|
3.65
%
|
3.71
% |
5.880
|
|
VARIABLE >80<=90%
|
3.75
%
|
3.82
% |
5.930
|
|
LOS LTV VARIABLE
|
3.85
%
|
3.92
% |
5.980
|
|
1YR FIX (31/01/10)
|
5.20
%
|
3.06
% |
6.710
|
|
2YR FIX (31/01/11)
|
4.95
%
|
3.26
% |
6.570
|
|
3YR FIX (31/01/12)
|
4.99
%
|
3.49
% |
6.590
|
|
5YR FIX (31/01/14)
|
5.25
%
|
4.02
% |
6.740
|
First Active
First Active offers a wide range of mortgage and investment packages in the Irish Mortgage market. Whether you're looking for a no-nonsense instant access account or a diversified investment portfolio, First Active Mortgages have a range of products to suit different needs.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
FLEXIBLE VAR >80% LTV
|
3.75
%
|
3.80
% |
5.930
|
|
FLEXIBLE VAR <80% LTV
|
3.65
%
|
3.70
% |
5.880
|
|
1YR FIX NEW
|
4.99
%
|
4.30
% |
6.590
|
|
2YR FIX ALL
|
4.20
%
|
4.00
% |
6.170
|
|
2YR FIX EX
|
4.20
%
|
4.00
% |
6.170
|
|
3YR FIX ALL
|
4.30
%
|
4.10
% |
6.220
|
|
3YR FIX EX
|
4.30
%
|
4.10
% |
6.220
|
|
5YR FIX ALL
|
4.50
%
|
4.20
% |
6.330
|
|
5YR FIX EX
|
4.50
%
|
4.20
% |
6.330
|
Halifax
Bank became known as Halifax at the end of 2006 and prior to that their personal banking branches and products were known as Bank of Scotland (Ireland). Bank of Scotland (Ireland) is also a very successful business bank and has operated in Ireland in one form or another for over 70 years.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
HALIFAX VARIABLE <50% LTV
|
2.40
%
|
2.43
% |
5.250
|
|
HALIFAX VARIABLE 50-75% LTV
|
2.50
%
|
2.53
% |
5.300
|
|
HALIFAX VARIABLE 75-90% LTV
|
2.70
%
|
2.73
% |
5.400
|
|
FTB 1YR FIX (31/07/10)
|
2.90
%
|
2.48
% |
5.500
|
|
2YR FIX (31/07/11)
|
3.00
%
|
2.55
% |
5.550
|
|
3YR FIX (31/07/12)
|
3.40
%
|
2.73
% |
5.750
|
|
5YR FIX (31/07/14)
|
3.80
%
|
3.10
% |
5.950
|
|
FTB 2YR FIXED 31/07/11
|
2.90
%
|
2.53
% |
5.500
|
ICS Building Society
ICS Building Society launched the first Mortgage Store back in 1989, with the opening of their Grafton Street store. The objective of the store was to provide a fresh alternative to the traditional mortgage experience offered by banks and building societies.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
VARIABLE LTV <50%
|
2.60
%
|
2.60
% |
5.350
|
|
VAR ALL LOANS & LTVS EX
|
2.95
%
|
3.00
% |
5.520
|
|
VAR LTV 50-80% >500K NEW
|
2.70
%
|
2.70
% |
5.400
|
|
VAR LTV 50-80% <500K NEW
|
2.75
%
|
2.80
% |
5.420
|
|
VAR LTV >80% >500K NEW
|
2.90
%
|
2.90
% |
5.500
|
|
VAR LTV >80% <500K NEW
|
2.95
%
|
3.00
% |
5.520
|
|
2YR FIX LTV <80% NEW
|
3.49
%
|
2.90
% |
5.790
|
|
2YR FIX LTV >80% NEW
|
3.49
%
|
3.10
% |
5.790
|
|
2YR FIX 19/04/11 EX
|
3.99
%
|
3.20
% |
6.050
|
|
3YR FIX 19/04/12 EX
|
4.19
%
|
3.40
% |
6.160
|
|
3YR FIX LTV <80% NEW
|
3.99
%
|
3.20
% |
6.050
|
|
3YR FIX LTV >80% NEW
|
3.99
%
|
3.30
% |
6.050
|
|
5YR FIX 18/04/14 EX
|
4.75
%
|
3.90
% |
6.460
|
|
5YR FIX LTV <80% NEW
|
4.49
%
|
3.60
% |
6.320
|
|
5YR FIX LTV >80% NEW
|
4.49
%
|
3.70
% |
6.320
|
|
17b
1YR FIX FTB NEW
|
2.45
%
|
2.90
% |
5.270
|
KBC Bank Ireland
KBC Bank Ireland is one of the leading providers of financial services in Ireland. Established in 1973, we are part of a major European financial services group, the KBC Group (one of the Worlds Top 50 Banks), which is headquartered in Brussels.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
STANDARD VAR NEW
|
3.49
%
|
3.54
% |
5.790
|
|
12MTH DISC STANDARD VAR
|
2.74
%
|
3.46
% |
5.420
|
|
1YR FIX NEW
|
2.49
%
|
3.89
% |
5.290
|
|
2YR FIX NEW
|
3.29
%
|
3.90
% |
5.690
|
|
3YR FIX NEW
|
3.69
%
|
3.96
% |
5.900
|
Irish Nationwide
Irish Nationwide offers a wide range of mortgage and loan products for both residential and commercial customers.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
VARIABLE NEW BUS
|
3.24
%
|
3.29
% |
5.670
|
|
2YR FIX NEW BUS
|
4.10
%
|
3.47
% |
6.110
|
|
3YR FIX NEW BUS
|
4.75
%
|
3.77
% |
6.460
|
|
5YR FIX NEW BUS
|
4.95
%
|
4.14
% |
6.570
|
Permanent TSB
Permanent TSB is the retail banking division of Irish Life & Permanent plc. Irish Life & Permanent plc was formed by the merger of Irish Permanent plc and Irish Life plc in April 1999. This merger brought together the combined strengths of Ireland's bigger home loans provider and the country's largest insurance company.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
ONEPLAN VARIABLE
|
2.94
%
|
3.00
% |
5.520
|
|
2YR FIX EX
|
5.25
%
|
3.90
% |
6.740
|
|
2YR FIX NEW
|
3.60
%
|
3.50
% |
5.850
|
|
5YR FIX EX
|
5.75
%
|
4.60
% |
7.020
|
|
5YR FIX NEW
|
4.20
%
|
3.90
% |
6.170
|
|
7YR FIX EX
|
6.10
%
|
5.20
% |
7.220
|
|
7YR FIX NEW
|
4.50
%
|
4.20
% |
6.330
|
|
10YR FIX EX
|
6.10
%
|
5.80
% |
7.220
|
|
10YR FIX NEW
|
4.50
%
|
4.40
% |
6.330
|
|
1YR DISC VAR >80%
|
3.35
%
|
3.50
% |
5.720
|
|
1YR DISC VAR <80%
|
3.25
%
|
3.30
% |
5.670
|
|
VAR MATURITY PRODUCT <80%
|
3.30
%
|
3.40
% |
5.700
|
|
VAR MATURITY PRODUCT >80%
|
3.40
%
|
3.50
% |
5.750
|
National Irish Bank
National Irish Bank, as part of the Danske Bank Group has an AA1 credit rating from Moody's ratings agency, and is the highest-rated full service bank operating in the Republic of Ireland.With over 650 employees in the Republic of Ireland, National Irish Bank serves its growing number of personal customers through its branch network.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
VARIABLE
|
4.15
%
|
4.23
% |
6.140
|
|
2YR FIXED
|
3.90
%
|
4.18
% |
6.010
|
|
2YR LTV FIXED (LTV<=50%)
|
2.68
%
|
3.91
% |
5.390
|
|
2YR LTV FIXED (LTV=60%)
|
2.78
%
|
3.93
% |
5.440
|
|
2YR LTV FIXED (LTV=80%)
|
2.98
%
|
3.98
% |
5.540
|
|
3YR FIXED
|
4.10
%
|
4.22
% |
6.110
|
|
3YR LTV FIXED (LTV<=50%)
|
3.07
%
|
3.89
% |
5.580
|
|
3YR LTV FIXED (LTV=60%)
|
3.17
%
|
3.92
% |
5.630
|
|
3YR LTV FIXED (LTV=80%)
|
3.37
%
|
3.99
% |
5.730
|
|
5YR FIXED
|
4.40
%
|
4.36
% |
6.270
|
|
5YR LTV FIXED (LTV<=50%)
|
3.67
%
|
4.00
% |
5.890
|
|
5YR LTV FIXED (LTV=60%)
|
3.77
%
|
4.05
% |
5.940
|
|
5YR LTV FIXED (LTV=80%)
|
3.97
%
|
4.14
% |
6.040
|
|
OFFSET
|
3.65
%
|
3.71
% |
5.880
|
|
LTV VAR RATE (LTV <=60%)NEW
|
3.15
%
|
3.20
% |
5.620
|
|
LTV VAR RATE (LTV >60%)NEW
16b
|
3.40
%
|
3.46
% |
5.750
|
Ulster Bank
Ulster Bank is one of the largest banks in Ireland and provides a comprehensive range of financial services to personal, small business and large corporate and institutional customers across the whole of the island of Ireland - its success firmly rooted in its long and distinguished heritage.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
UFIRST VARIABLE >80% LTV
|
3.75
%
|
3.80
% |
5.930
|
|
UFIRST VARIABLE <80% LTV
|
3.65
%
|
3.70
% |
5.880
|
|
FLEXIBLE VARIABLE LTV >80%
|
3.95
%
|
4.00
% |
6.030
|
|
FLEXIBLE VARIABLE LTV <80%
|
3.85
%
|
3.90
% |
5.980
|
|
2YR FIXED 28/02/11
|
4.20
%
|
4.00
% |
6.170
|
|
3YR FIXED 28/02/12
|
4.30
%
|
4.10
% |
6.220
|
|
5YR FIXED 28/02/14
|
4.50
%
|
4.20
% |
6.330
|
|
SEC STEP 5YR FIXED 30/04/14
|
3.95
%
|
4.00
% |
6.030
|
|
SEC STEP FLEX VAR<95% LTV
|
2.95
%
|
3.00
% |
5.520
|
EBS Building Society
Mutual building society, established and run on behalf of their members. EBS remains true to their founding principle of members' mutual support for each other. EBS do not have to focus on the short-term financial demands of external shareholders so EBS is in a unique position to focus on their members' needs and on areas of collective interest to all their members unlike other institutions.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
VARIABLE
|
2.88
%
|
2.90
% |
5.490
|
|
1YR FIX NEW
|
2.60
%
|
2.90
% |
5.350
|
|
2YR FIX NEW
|
3.15
%
|
3.00
% |
5.620
|
|
3YR FIX NEW
|
3.65
%
|
3.20
% |
5.880
|
|
5YR FIX NEW
|
4.20
%
|
3.60
% |
6.170
|
|
10YR FIX NEW
|
4.65
%
|
4.40
% |
6.410
|
All figures are based on a 20-year loan term. Last Updated: 26/06/2009. Mortgage Rates prepared in association with Bankhawk.com
Mortgage Advice at MortgageDeals.ie
Mortgage News
- Homebuyers seek refund on their deposits
Homebuyers who lost deposits of up to €20,000 on apartments after a development company collapsed have asked the High Court to increase their refunds under a survival plan. The High Court has heard the report from the examiner appointed to Laragan Developments on a scheme of arrangement for the company which is part of the Hanley Group. The court was told the company has a deficit of up to €45m. - Keep your Tracker Mortgage
- Moving from Fixed Mortgages
- Over 135,000 borrowers contacted about mortgage relief
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