Irish Mortgages - The Basics

So you have started looking for a mortgage? Where to start the hunt? Let us explain you the basics. Make sure you know enough before you begin shopping around.

This section focuses on answering most of basic questions including:

• What is a mortgage?
• What Sum Can I Borrow?
• Are 100% Mortgages A Good Deal?
• Over What Term Should I Take My Mortgage?
• What If I Have Applied But Have Been Refused A Mortgage?
• Can I Claim Mortgage Tax Relief On My Mortgage?
• What Should and Should Not be Done

Choosing a mortgage section explains details of the various types of mortgages in ireland (repayment mortgage and interest-only mortgage), interest rate options (fixed and variable, including tracker rate mortgages) and flexible repayments and mortgage insurance options.