Can I Claim Mortgage Tax Relief On My Mortgage?

Yes, in most cases you can. This applies to the interest you pay on the mortgage, and is currently at the rate of 20%.

You can claim this relief only if your mortgage was used to purchase your main residence in the state, or is used for repairs, improvement or development of it. Your mortgage lender applies the tax relief in the form of reduced payments or as a credit to your account. You don't have to claim this in your annual tax return, but you should claim it as quickly as possible quoting your mortgage account and PPS numbers.

You might have to reply to Revenue for Mortgage Tax Relief if you remortgage or top up your loan, and also if you change mortgage lenders. There is an upper limit of tax relief, depending on your personal situation and current Revenue rules.